End Goals

Yikes these last two weeks have been rough for those of you who don't know or are feeling slightly out of the loop we were? are? in the process of buying a house. Since well January...YES THAT LONG. We had a lot of credit issues to work through and have been quite active on fixing them; we weren't trying to go about this alone or do some major surprise but were trying to navigate through the process with as little stress as possible. That has completely back fired; we have a diligent wonderful real estate lady in Texas who has been helping us every step of the way but unfortunately she doesn't have a magic wand to make our loan go through even though we had a pre-approval. Yes people you can still be DENIED ugh I hate that word after all my hard work...yes you can be denied even with a pre-approval.

We haven't lost complete hope yet there is still one lender working on our loan and we should hopefully here back tomorrow..Friday...10/24/14 the hours are slowly passing and I am almost certain that tomorrow day will take forever to come or more than likely forever before we hear the "verdict" from this lender. 

On a better note regarding the POSSIBLE house it did pass the VA appraisal and private home inspection. The foundation needs some work and we had a great company come in and inspect further and give us an estimate. The house is quite cute just over 1500sq ft with a potential guest house on one acre. 

Oh and another side note.. BANKS ARE SO CORRUPT I read an article today which I had known this information early on and through tons of research but seeing it after this loan was denied made me so incredibly angry. Banks get to choose who they lend to AND they make an astronomical amount of money off interest in the first 1/4 years of your loan! See this blog post: http://livelikeyouarerich.com/3-secrets-to-save-102533-35-on-your-mortgage/#_a5y_p=1820796

(the information given is true and disturbing to say the least)

Makes me slightly more okay with our Plan B if this falls through.

There is absolutely no doubt that Casey has been handling the stress better than me. I am hardly making it through the day with out at least one mental break down. Maybe it is the lack of ME time or just the stress of house buying, moving, working and not being able to plan etc. but either way I have decided to take a step back and realize a few things due to this:

1. Things happen how they are meant too

2.  As long as our family is happy and achieving the lifestyle we want I'm fine with any outcome regarding the house

3. Be flexible there is always more than one way to get to our end goal

4. LET THIS BE A JOURNEY and ENJOY IT!

I think there was plenty more to this post but my brain is so fried after this ever so long week...

ahhhh yes!

Everyone is curious as to our plan and what is Plan B

Well our plan is to leave California no later than Halloween (that's when our lease is up)but hoping for sooner like the 28th!

 We will travel to Carrizozo New Mexico where Casey's mom lives we have not yet decided a route, the length of our trip/stops but we will be heading that way. Depending on the how tomorrow goes we will either be there for quite sometime or we will be leaving to head to Texas to close on the house.

PLAN B

 Oh boy. Where to start. Well like I said we will go to New Mexico which is conveniently located between Flagstaff (where my heart may still be) and Austin area (where Casey's seems to be) we will probably venture to both locations and scout for land. We plan to buy a chunk of land (over one acre) and live in something temporary not to sure what that will be yet or where and during that time build something slowly whether it is a shipping container house or a pole barn home has yet to be determined. We have been for a long time researching and thinking of both as a viable option to living the life we want which is slower, more family oriented, possibly off grid and debt free! When we find out the news we will have more details on this plan for sure. I am off to enjoy some time with my husband while the dogs and baby are peacefully asleep... prepare for another long blog post tomorrow! 

 Brittany- 

    

Some sayings that have got me through this week: